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Zephyr, the buy-to-let lender, has cut its two-year fixed rates by up to 0.55 percentage points and five-year fixed rates by up to 0.65 percentage points. Two-year deals start from 4.8percent with a 5percent fee, while five-year deals start from 5.3percent with the same fee (both at 65percent LTV). Two and five-year fixed rates for home purchase with a 1,295 fee have also been reduced and now start from 4.47percent and 3.92percent respectively. Selected fixed rates for existing Virgin customers looking for a new mortgage deal have been tweaked downwards.
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- Two- and five-year fixed rates for larger loans (1 million to 5 million) have also been cut at 60percent and 75percent loan to value.
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The specialist mortgage deal, called Rate Reducer, will launch from Monday https://mrbetgames.com/mr-bet-live/ next week . All Santander deals for new build purchase can be reserved for up to nine months in advance of completion. Its two-year BTL tracker deal has been cut from 6.48percent to 6.2percent (60percent LTV). The Bank of England has estimated around five million homeowners will see their monthly mortgage payments rise between now and 2026.
Its residential fixed rates are cut by up to 0.27 percentage points, while buy-to-let rates are slashed by up to 0.4 percentage points. Product switcher rates, deals for existing customers looking for a new rate, are also cut by up to 0.2 percentage points on residential deals and 0.33 percentage points for BTL. Barclays is reducing the rates on its fixed rate deals for home purchase by up to 0.26 percentage points. It is offering two-year fixed rates for purchase from 5.1percent (60percent LTV) with an 899 fee and an equivalent deal for Premier banking customers at 5.07percent. Among its other new rates is a five-year fix at 5.17percent (85percent LTV), also with an 899 fee. Among other highlights, Coventry is offering a fee-free two-year fixed rate for purchase and remortgage at 5.58percent (also 65percent loan to value).
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